1. Nature of Our Service
Company Insurance NZ (companyinsurance.co.nz) is a referral and information service. We connect New Zealand businesses with qualified, licensed insurance advisers and brokers who specialise in commercial insurance. We are not an insurer, financial adviser, or insurance broker. We do not provide insurance, financial advice, or quotations directly.
2. General Information Only
All content on this website — including articles, guides, pricing information, coverage descriptions and FAQ responses — is provided for general information purposes only. This information does not constitute financial advice, insurance advice, or a recommendation to purchase any specific insurance product or policy.
The information on this site is general in nature and does not take into account your individual circumstances, financial situation, needs or objectives. Before making any decision about insurance, you should consider the appropriateness of this information having regard to your own situation, and seek professional advice from a qualified insurance adviser.
3. No Liability for Decisions
We make no warranty, express or implied, as to the accuracy, completeness or currency of the information on this website. Insurance products, pricing, availability and regulatory requirements change frequently. While we endeavour to keep information current, we cannot guarantee that all information is up to date at the time you access it.
Company Insurance NZ accepts no liability for any loss or damage — including indirect or consequential loss — arising from reliance on information contained on this website, or from decisions made based on that information.
4. Adviser Licensing
The insurance advisers and brokers connected through our referral service are independently licensed under the Financial Markets Conduct Act (FMCA) and regulated by the Financial Markets Authority (FMA). Company Insurance NZ is not responsible for the advice, services or conduct of referred advisers. Any insurance advice, quotation or policy recommendation provided by a referred adviser is the sole responsibility of that adviser.
5. Pricing Information
Any premium ranges, pricing guides or cost estimates provided on this website are indicative only. Actual insurance premiums are determined by individual insurers based on numerous factors specific to each business. We make no guarantee that any pricing information represents the actual cost of insurance for your business.
6. External Links
This website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or take responsibility for the content, accuracy or availability of linked external websites.
7. Contact
For questions about this disclaimer, please contact us at: hello@cover4you.co.nz