Home/Your Business

Insurance for Every Type of Business

Different industries face different risks. Find tailored insurance guidance and recommended coverage for your specific business type.

Professional Services

Specialist cover for consultants, advisers and professional firms

Professional services businesses — from accountants and lawyers to consultants and engineers — face unique liability risks that standard business poli...

professional indemnitypublic liabilitycyber insurance
Industry guide

Retail & Hospitality

Comprehensive cover for shops, restaurants and hospitality businesses

New Zealand's retail and hospitality sector is one of the most dynamic — and exposed — business environments. From busy Auckland cafes to regional gif...

public liabilitycommercial propertybusiness interruption
Industry guide

Construction & Trades

Robust insurance for builders, contractors and tradespeople

The construction and trades sector carries some of the highest physical risk of any industry. Working with heavy machinery, at height, on third-party ...

public liabilitystatutory liabilityemployers liability
Industry guide

Technology & IT

Specialist insurance for tech companies, SaaS providers and IT consultants

New Zealand's technology sector is growing rapidly, but with growth comes exposure. From Christchurch software startups to Auckland IT managed service...

professional indemnitycyber insurancepublic liability
Industry guide

Healthcare & Medical

Specialist cover for healthcare providers and medical professionals

Healthcare and medical businesses in New Zealand operate in a highly regulated environment with significant patient liability exposure. From GP practi...

professional indemnitypublic liabilitycyber insurance
Industry guide

Manufacturing & Production

Industrial-strength insurance for NZ manufacturers and producers

New Zealand manufacturers and producers — from food processors and timber mills to engineering workshops and electronics manufacturers — operate with ...

public liabilitycommercial propertybusiness interruption
Industry guide

Not-for-Profit & Charities

Tailored insurance for charities, trusts and community organisations

Not-for-profit organisations and charities in New Zealand play a vital role in communities, but they are not immune from the same liability risks that...

directors officerspublic liabilitystatutory liability
Industry guide

Small Business

Affordable and flexible cover for NZ small businesses and sole traders

Running a small business in New Zealand is rewarding, but it comes with real risks that can threaten everything you've built. Whether you're a sole tr...

public liabilitycommercial propertybusiness interruption
Industry guide

Can't Find Your Industry?

Every business is unique. Get in touch and a qualified insurance adviser will assess your specific needs and recommend the right cover.

No fees · No obligation · Specialists in NZ commercial insurance